$40k property  US purchase

$20k Finance @ 9% = $1800 p/a

12 month average returns let say even 7% = $2800 p/a

All done with $20k equity from Super, to fund a long term investment at the rock bottom of a recession cycle.

Average Income $60k P/a = 9% employer contributions 

$5400 p/a employer contributions p/a would more than cover finance holding costs.

RE fees, charges etc, like they say buyer beware, like any offer its up to you to negotiate and evaluate the offer.

Have referred many people in last 6 months, some very sophisicated investors, all seem fairly happy to me.

Consult your advisor is my advice and be open to opportunities, property profits are made by savvy investors not sheep