Be careful! They are one of a bunch of so called mortgage reducers that suck people in by telemarketing and then make grand promises that you can pay off your loan in 3 years with this wonderful new product that they have and we will only charge you several thousands of dollars to sign you up!

Of course what they are doing is offering a LOC and misrepresenting claims and the LOC is usually way above the normal rate anyway. Oh yeah plus you pay them a whopping great fee for the privilege of being screwed!

My advice, run away as fast as you can.