Hi mortgage Adviser,

If I had enough cash to stay out of mortgage lender territory, then wouldn’t it be pointless to ask the vendor to leave 20% in the deal? I may as well use the cash as a deposit.

Thanks,

Ian

You could try lavender oil mixed in warm water. It seems to get through anything, in particular those horrible little stickers you get on crystal glasses and things.

This will probably get me kicked off, but how about ‘The Ivan Milat’.

Sorry couldn’t resist.

I should have read ‘Steady’s’ topic before posting this one.

What if it’s in a depressed market where the property will possibly go down in value?

What if interest rates are on the rise?

Wilandel, pardon my ignorance, but if this was the case, what would happen to your loans that had equity redrawn from them?

7.5% in Central QLD

Hi Anne,

Now that I have calmed down……..I gave the property the flick today and will be collecting the deposit on Saturday.

Apparently the vendor has heard how well this town is doing and wanted to up the ante, hence the change in price.

Hi Derek,

That’s a BIG negative on the fallen in love with the property scenario. I don’t particularly care about the house, we have others that we are currently looking at anyway.

What I do care about are agents with poor and inadequete communication who are to gutless to tell the situation to my face, but do what they want to do in an…[Read more]

And another thing, what’s the point behind putting a deposit down if someone can come along and take the house from under your nose?

Hi Surrey,

Until that contract is signed and witnessed by both you and the vendor a price has not been agreed on and no obligation to sell or buy has been created. (though it is a bit rude)

Damn right it’s rude. As far as I am aware, no one has offered a higher price, otherwise it wouldn’t be advertised on the website for 210 000 right?

I was…[Read more]

Thanks G7.

Hi again Derek,

I see where you are coming from and agree with what you are saying, but I should clarify the situation. On reading back on what I said originally, I forgot to mention that we actually had a contract for $175 which we had signed. You may be thinking well if that’s the case what’s the problem?

Well the way the agents work in this…[Read more]

Hi Jenny1,

Our second property that we are currently in negotiations for has the same type of stuff by the sound of it. It makes the house very dark and feel quite small.

We have had advice from a paint shop that you can just paint over it with the right kind of paint (I don’t know what sort). Firstly you need to paint between the joins with a…[Read more]

Hi Derek,

Thanks for that. In our defence however, I don’t think that we are letting ourselves down. This is only our second investment property and are still learning right from wrong. We are maintaining our original offer of $175 000, the only thing we have changed is the settlement time.

The price is determined by a vendor and buyer agreeing…[Read more]

Scullyman,

We’re currently looking at Rocky, but what exactly is a lease option?[blush2]

Regards,

Ian

I thought the fees had been waived??

Thanks Calder.

Regards,

Ian

Dave,

How about this one.

‘Patience is a virtue’ [cigar]. Don’t spoil your hard work by rushing into things.

Good Luck,

Ian

My suggestion would be log out totally, thus freeing up the “username” being inaccessible. Then, when you log in, when it gets to the box that asks whether you wish to move onto ACTIVE TOPICS or YOUR PROFILE etc, select your profile, and try it from that point.

Tried this also Jo….No luck. I’m at a loss!![hmmm]

Thanks,

Ian

When you going into your PROFILE do you see the AVATAR box??? Yes.

Have you selected one, that is highlighted one (make sure it previews in the box) Did that.
, then when all this checks ok, go down the the SUBMIT button and click to save it. Did it.

Failing that, don’t know what you could be doing wrong.Don’t see what else I could be doing…[Read more]

Jo,

Still won’t let me do it.

Thanks anyway,

Regards,

Ian