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Viewing 18 posts - 21 through 38 (of 38 total)
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  • Profile photo of alpinaalpina
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    @alpina
    Join Date: 2003
    Post Count: 46
    March 6, 2004 - 7:49 am

    great idea.

    really, whats the harm in picking a server, setting up a channel – eg, #propertyinvesting, and seeing how it goes?

    i for one would love to chat with others interested in property online :)

    julie

    Profile photo of alpinaalpina
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    @alpina
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    March 4, 2004 - 4:53 am

    my unqualified tip is to buy as close to the city as possible.

    julie

    Profile photo of alpinaalpina
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    @alpina
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    March 1, 2004 - 4:52 am

    so do we think the market will soften more?

    ive been looking around surry hills and my observations is that the market in the area is still strong.

    seeing more private sales (ie, no agent) these days though these houses seem to be the most unrealistically priced.

    julie

    Profile photo of alpinaalpina
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    @alpina
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    February 27, 2004 - 12:18 am

    i disagree. the somersoft property investing forum is a perfect example of how it can work. there are people on the chat channel all hours of the day talking about property and for me its very insightful. there is next to no spamming on the channel.

    i am not suggestion that a chat channel should replace the forum but rather compliment it.

    anyway, just my opinion.

    julie

    Profile photo of alpinaalpina
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    @alpina
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    February 26, 2004 - 1:00 am

    my understanding is the same as your james – same applies to other charge cards – eg, diners.

    julie

    Profile photo of alpinaalpina
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    @alpina
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    February 25, 2004 - 10:39 pm

    credit cards affect borrowing capacity yes. strangely though, charge cards such as amex and diners don’t.

    julie

    Profile photo of alpinaalpina
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    @alpina
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    February 25, 2004 - 1:31 pm

    if you can find a 2 bedroom terrace with carpark in good condition in paddington, let me know and i’ll buy it :)

    julie

    Profile photo of alpinaalpina
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    @alpina
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    February 25, 2004 - 5:37 am

    thanks pisces :) i guess that this is one topic that really got my interest.

    i think this could potentially be a forum in its own right, perhaps with subfolders by state.

    as long as all the usual caveats are applied and people dont rely on the info in performing their due diligence, i think this initiative will be a huge hit.

    btw pisces, i do post more frequently on another board but love coming here all the same and seeing what you guys are up to :)

    cheers,

    julie

    Profile photo of alpinaalpina
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    @alpina
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    February 25, 2004 - 3:31 am

    valuation at time of conversion from ip to ppor will make no difference at all. they simple proportion off the ip period vs ppor period at time of sale and work out the cgt that way.

    regards,

    julie

    Profile photo of alpinaalpina
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    @alpina
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    February 25, 2004 - 2:11 am

    i think this is a great suggestion pisces.

    my crystal balling is in redfern. i suspect that the govt will be under increasing pressure to clean the place up. the fact that they have already moved south sydney council to the TNT building in the heart of all the trouble is their first step in this direction.

    i suspect “redfern east” (so great streets here with prices to match) will be absorbed into moore park moving forward as “redfern east” does not really exist! with the clean up of redfern will come increasing values in neighbouring suburbs with surry hills being a big winner as its already coming off a high base.

    there is my 2 cents worth :)

    julie

    Profile photo of alpinaalpina
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    @alpina
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    February 24, 2004 - 5:10 am

    can somebody explain to me how the “rank” works in that report? for eg, if a suburb is ranked 200, what does that mean?

    thanks,

    julie

    Profile photo of alpinaalpina
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    @alpina
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    February 24, 2004 - 3:08 am

    thanks celivia,

    that would keep me about line ball with interest repayments.

    julie

    Profile photo of alpinaalpina
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    @alpina
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    February 23, 2004 - 3:03 pm

    has anyone successfully been able to put a deposit of a house on a credit card (eg, diners or amex)? although i know many cards are able to accept the limit, i cannot think of many agents that would be happy to pay out the retention charges to the credit card provider.

    would love to put a house purchase on our cards and collect all those pts :)

    julie

    Profile photo of alpinaalpina
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    @alpina
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    February 23, 2004 - 2:49 pm

    as we are looking around the surry hills area for a ppor atm, im very interested to see where this thread goes.

    if we decide to go ahead with the purchase we will be heavily geared and realying on capital growth to exceed interest repayments :)

    julie

    Profile photo of alpinaalpina
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    @alpina
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    February 15, 2004 - 11:17 am

    mel,

    out of curiousity how much are u intending to finance on this purchase? what are the likely repayments going to be?

    as for me, i think the next paddo will be redfern and darlinghurst with good growth still left in surry hills. having said that i wouldnt knock back a good opportunity at paddo if one came along and i could afford it :)

    julie

    Profile photo of alpinaalpina
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    @alpina
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    December 14, 2003 - 8:24 am

    Point taken PropertyGuRu :)

    Silly me had a home loan and we were using ING because our loan provider didnt offer an offset facility. Fixed the problem by switching to another loan provider :)

    Julie

    Profile photo of alpinaalpina
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    @alpina
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    Post Count: 46
    December 14, 2003 - 7:29 am

    same here – i love them too, though i wasn’t always like that.

    we have a diner’s (our preferred card) and a gold visa for places where diner’s is not accepted.

    they are a great way to track expenses while picking up pts along the way. the diners is a charge card rather than a credit card, but in either case we have never paid interest on any of cards and dont intend to. we understand though that others may not be as disciplined as us (have a few friends with serious CC debt)and that these cards can get people into serious debt.

    we even limit our visa card expenses to max pt advantage limits and put the rest on the diners where $ limits do not apply.

    julie

    Profile photo of alpinaalpina
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    @alpina
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    Post Count: 46
    December 14, 2003 - 3:23 am

    we also use to park our money in ING till we realised it made a lot more sense parking it in an offset account.

    5% interest was good but we had to give half back to the ato. offset made a lot more sense :)

    julie

Viewing 18 posts - 21 through 38 (of 38 total)
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