Thanks eveyone, I suppose I am a bit of a dreamer, always have been. I'm learning so much just form reading differnt forums on this site and I hope to one day soon be able to take full advantage of these great ideas and become financially litterate. It is a great feeling to know I've got people I can ask for advise and as far as selling half the…[Read more]

Thanks for the idea, I will look into that but I don't know if I can because of the original low doc loan we got. I'll ask though.I'm still curious about selling half my house to get into a less risk situation with more capital behind me.cheers

Hi Kong,I think that citibank do a balance transfer that is 4.9% for the life of the balance. I know this is higher interest rate but the catch I see with the extemely low percentage is that when the time runs out your balance then becomes a cash advance and they charge the 20.9%. The 4.9% rate doesn't change so you can just keep chipping away at…[Read more]