Thanks for the advise guys. The main concern I have as far as paying off the initial $36k from my $80k is that it will take a while to make myself save that much (it came from a trust fund) the debt is for a car and student loan, so is coming out monthly and will be gone in 3 yrs without my thinking about it.

I have been reading and searching and want to start on things. The first thing I want to sort out is the structure that will be best for me.

Can I structure it so I have a holding company, purchase two properties under the companies name, one that is positively geared, so I have a surplus, and one that is negatively geared, but has a higher CG. Then the surplus would be off-set by the -ve, and the total result would be either a slight loss or even,

Is this structure possible?
Has anyone done something like this?

Also, with the mazzinne investments, these seem to be a way to make very good returns, but I’m worried about the level of risk. I know a bit about due diligence, but even so… have you had any experience in these?