Hate to shatter the illusion Joe but we haven't had the crash yet. 08GFC was just the first signs the system was breaking. We've done nothing to rectify the causes of that event. On the contrary. Things are now much more fragile and the correction when it comes will be many times more severe. If anything all 08 did was ever so slightly uncover the political, corporate and criminal fraud within the system. As we progress down the timeline more and more of this fraud is being exposed but with a political class entwined in the fraud nothing is improving. If anything it's getting worse. 

Europe sinks further into the mire month by month. The US pumps US$'s into Europe's banks trying to keep it afloat because it knows when Europe goes the US will follow shortly after. China's fiscal position is a catch 22 for them. They're only holding on by printing as fast as the US and pouring that into malinvestment that is dragging it under as well. It's QE programs are a zero sum game that will pull us into the mire as well. Japan has just got the green light from the G20 to print to infinity. 

We're in a full blown currency war as global economics conditions fail time and again to react to more QE. There is no escape now. It's just a matter of time. 

When things finally do go pear shaped for real there'll be no recovery in 15 years. I doubt the world will see a recovery in my sons (30 & 27) lifetimes let alone mine. Over the next 50 years we have to deal with population growth, food production, energy shortages and global climate distress. Even healthy economies would struggle to deal with these events individually but a distressed global economy is somehow expected to mitigate these events as if they're manageable. 

This year could see the first time ever we have no Arctic ice. It takes 1 calorie of energy to melt 1ml of ice. That same cal will raise 1 ml of water 80F. The amount of heat energy that is likely to be absorbed from the loss of snow covering is said to be of real concern. Historically 83% of global climate predictions have underestimated the outcomes. A developing consensus amongst some serious researchers is that  a 2degC is now backed in. If we stopped all industrial activity today we couldn't prevent that 2degC rise. They are now talking of a NTE. Near Term Extinction

Since 1840 the sea has lost an estimated 90% of fish stocks and is expected to collapse by 2050. 

Civilisations have spent the last 4000 years consuming the planet. None more so than recent western civilisations. We can't survive without killing our planet. It's that simple. We are nearing the end now of this earths ability to sustain a growing global population. 

The economic reset is one of many that will occur over the next 50 years. The worst will be the population reset. The most pessimistic research that this could occur within 30 years but almost certainly within 100 years. 

The only good news is that the northern hemisphere is likely to take the brunt of global warming weather events.

If I was you, would understand the whole story before making a judgment. I am talking about the negotiating power of a group. Nathan Birch alone cannot gain that much. whist, even someone can do it alone, are you sure you can too? If anyone have that talent then 10%, 20% discount is just formality, which means the market price = listed price – 10% (20%). Unfortunately, this is not practice.

Individuals actually can earn abnormal return if they have outstanding skills to find undervalued investment. However, there are not so many of them. So yes, if you are confident enough to do it on your own, please do it. I'm talking about a business model, which I can leverage on to build up my investment. Then, may be in the future, when I have enough resources and knowledge to be a superstar investor, I would go for it on my own -> isn't it less risky for the same return?

Also, If I did not know GrOffr.com, I would google it as well. Nathan Birch is very skillful, yes, I also admire him, but the big boy GrOffr have lots of things for us to learn as well. If I could chose between a person with some millions in his NAV and another one who generate a billion in 1 year operation, then I would prefer to learn the second guy first