Hi Finden.I agree HUGELY with with JacM – you don't want to be cross-collaterising and Richard Taylor is an excellent Broker who would ensure you are obtaining the best and correct structured loan(s). Please do yourselves a favour and at least run your loan scenario past an independent Finance/Mortgage Broker BEFORE you're comitted to these…

Are the storms in the southern parts of the US any different to the floods across QLD, NSW & VIC or the terrible bushfires VIC and SA have suffered through? Nature will do what nature will do (Japan) and as much as we may fear these things happening, if we let this fear paralyse us into doing nothing then there won't even be enough homes for…[Read more]

ABC, PREMIUM FINANCE SERVICES, PREMIUM CONSULTING GROUP, BOSTON ONE, OPTIMA EQUITY SOLUTIONS, JARDINE PACIFIC, SYNERGY PACIFIC, CARLY CRUTCHFIELD & CCORP ………….Need I go on! They are ALL the same! ALL of these so called "Wealth Creation" companies (and there are buckets more of them) disguise their services as providing education and giving…[Read more]

G'day Brazy.TIC are good for info and you will learn alot but (there's ALWAYS a but, isn't there?) they still want to flog you one of their own IP's. Go, Look, Learn, then Buy what you want When you want Where you want to invest.

Some economic experts here and abroad are calling for property in Australia to drop by 40% citing we will suffer the same fate of the USA. What these experts don’t realise is Australia’s housing market is radically different to that of the US.  Today the US property market still remains in ill health because of these indicators: National unem…[Read more]

REMEMBER FOLKS: When the pessimists rise from under their dark rocks so do the opportunities for the astute investor!

Hi Yanglee and Kotleralex<moderator: delete abuse> This company is under serious investigation by ASIC as well the ACCC. People, do NOT touch this company, its subsidiaries, real estate agents, spruikers,  or any other connection to them.Where there is smoke there is usually a fire – in this case, an Ash Wednesday and they'll leave nothing but d…[Read more]

TTG Council unfortunately, tend to be one of the more 'anal' Councils. If it's in places like Golden Grove they are very restrictive but in older suburbs like Vista they tend to be a lot more lenient. There are certain suburbs in the TTG Council area that are old now and require 'fresh' money and investment, so again, it is contingent on which…[Read more]

Hi Matt.I also live in SA at Port Noarlunga and alot of what you can and can't do is contingent upon which Council you're dealing with. Believe me, Salisbury and Playford Councils are far easier to get projects approved than say Marion or Onkaparinga Councils. Time frame will be based on what it is you wish to develop.

Also, have a read of this too!https://www.propertyinvesting.com/forums/community/opinionated/4336418

Good on you desilucky.Let the doom & gloomers have their 'soapbox' moments. Have a look at this earlier thread of mine as a bit of moral and emperical support for your optimism.https://www.propertyinvesting.com/forums/community/opinionated/4336372

Richard, you nailed it!Property Management is not worth the hassle of doing it yourself; the costs of using a real estate Property Manager to do it is tax deductible; and if your property is being managed and tenanted well, you never even have to see it – which means diversification into other states for different stamp duty, land tax liabilities, and so.

Hi John.Whether you buy a unit or a House & land depends upon what YOUR financial goals are. I have always believed in house & land as it is the land component that appreciates – everything else depreciates. You ask alot of questions John. <moderator: delete advertising>

PS: I usually offer at least 10% under their asking price as an absolute minimum. These developers usually have at least 10% worth of 'padding' in their asking prtice.

Hi elemental.Unless you are wanting to plant grape vines or grow produce, for what intention would a 'Subject to satisfactory soil test' achieve that an EPA declaration won't show? What is a satisfactory land evaluation for? – evaluate it for constructing a very tall building, looking for bore water…… If it's just a standard housing block in…[Read more]

Hi WeMal.Scott makes so many valid points you must consider and you must explore all of them. Arguably one of the biggest things you need to consider is you would probably not want to enter into this sort of arrangement without being aware of 3 critical factors.1. You will probably need to commit to a minimum 5 year plan.2. You will need to look…[Read more]

Hi Nicole.Drop me an email and let's see if I can help you further.

Hi again Robbie.You are certainly not short on questions for this Forum. Are you aware that we have finance and mortgage Brokers in Australia, like my company, who sit down with you for FREE and without obligation, and go through all the various types of lenders (banks, credit unions, etc) and explain to you how all their various loan products…[Read more]

Hi JCLIMIEHave a read of the 2 posts below and hopefully this will help to answer your questions.https://www.propertyinvesting.com/forums/community/opinionated/4336416https://www.propertyinvesting.com/forums/community/opinionated/4336418

Hi PropertyBoy.What you have posted has a few legal and conveyance 'curve balls'. Please feel free to drop me an email (below) so I can look to helping you further. Also, it would help to know which State or Territory this all occurred in. Your enquiry will of course be privileged and your privacy protected.Kind regards,