Thanks Erik,I hope I didn't offend you or anyone else in the business.I guess like you said, you cant group everyone together.All the best,Al

Yikes. Good job I checked.Appreciate the help CRJ. There is obviously a lot of knowledge on this forum but at the same time there are a lot of people with user names similar to mine. Thanks for your time.I will Google IO loans with 100% offset accounts. I thought I knew what they were but apparently not.

Sorry to but in. But . . . What advantage is there of setting up a "Discretionary Family Trust"

Gday Josh and welcomeBest of luck with the building

I'd go the two bedroom as it might be easier to rent.I lived by myself and a 1bed was too small

Thanks Richard,I'll look into it.