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Thanks for your comments v8ghia. I was kind of hoping that one direct would also drop another .20% but as you state they are still cheaper than ANZ and most others. I have found found that my one direct lender is hard to get on the phone but email works fine. This could be because they are trying to save time and money and pass these savings on to us.
Thanks for that feedback Ecl.
Qlds007.. I checked One direct's rate on monday the 13/10/08 and It had been dropped by 0.80% to 7.55% variable with no application fees ! . Sounds good to me.
I think you are wrong in saying that documents cannot be faxed as I am about to fax back the loan application form. However the Identification form must be posted.
Perhaps you are taking the side of non-bank lenders who have seen their competitive edge lost in the credit crissis. Non-bank lenders may prosper again after the 10bil injection into the banking system frees up the credit markets but for now I will go with whoever gives me a beter deal.
My current non-bank lender can't even tell me what rate they have or where they are getting their money from.
