thank again Jamie I will consider your advice but I do have more information that could help me start my investment. If you could, can you please read over the below quoted which I posted on the overseas forum if you have more advice it'll be greatly appreciated.

"

I’ve got some good and bad news. First I now live in Brisbane and would like to start investing in property and get my own home but I run into a few problems I currently live with a cousin and I need to move out in a month so I thought I use this time to get my own home. Which lends me to my next problem, borrowing money, I had recently resigned from my job of 4 years in the Army and now I’m on 2 months paid leave of $60,000pa which then I’m going to work in the fitness industry as a personal trainer and open personal training business down the track. I currently have $5,000 in savings and have no debt so I’ll be saving large amounts at a time, another $5,000 by late Jan won’t be an issue. I’ve being advised that it’ll be difficult for me to get a full-doc loan with my current state, which is why I’m going to continue working full time instead of going straight into business, like I’ve stated above.

For the good news, my mum and family has inherited an incredible amount of land in New Zealand that no one in the entire family history had used it to create wealth. I’ve convinced them I can so they’re going to sign it over to me.

If anyone has any advice on how I should go about using this land with my current predicament and in conjunction with my ideas in Australia. I don’t much about the land yet just here for ideas, I’ll be discussing with my solicitor once have all the paperwork sent to me."

Thanks

Yes I am currently looking for a new job, as a qualified personal trainer and still getting paid my normal wage for at least more 2 months. I currently have $5,000 saved, which only took me less than a month after using my entire saving of $30,000 to pay all debt including my car (so I could start with a clean slate).

I had being working for the army for 4 years so the pay was good since everything I got was free including food, accommodation, power, home utensils, entertainment, holidays, flights. So yeah I was silly for not starting when I had no burdens and trust me thou it’s not worth the effort for the benefits.

I've read a few books now and done plenty of research which why I'm quite so keen to start. Not just in real estate but in many areas of wealth creation.

I'm also working towards a small business in the fitness industry which I would like to take off before next summer (that’s when the industry booms).
 
Thanks for your advice I have being saving like crazy and plan to continue. Please lend me some more advice anyone. Regards Gus