Hi, Yes, I'm stuck with Rams (RHG) also, unfortunately I'm stuck for another 2 years unless I want to pay the $11k in exit fees they're charging.   If you take a look at your June online transaction info, there's been 2 interest rate increase in the space of 15 days (total of 0.24% for June) even though I haven't received any formal notification f…[Read more]