simon – i’m interested in your 6.29% with full offset and $150 fee – who is that with?? i assume there’s no other fees, and that interest rate is ongoing (ie not an introductory rate)??

the deal i have so far is 76bp off the std variable for the life of the loan (so currently 6.56%), no other fees other than the $8/mth and 100% offset (and also redraw, which i’ll never use – as you rightly point out!)