Thanks Jamie. I thought the same that option 4 will be applicable in my situation.

I’m looking to spend around $500k – $600k for my next purchase.

Is there any way to get around it or should I consider selling the current property.

I really want to keep this as an investment as I can get a rent of around $400/wk on under this one.

But it can be positively geared from day one.

Thanks again.