So a brown envelope is the only way? Dangerous…

How about a 'fixtures and fittings' consideration, is that doable? So I'd buy the unit in it's barest state, and pay the vendor an agreed sum for the kitchen, bathroom, light fittings etc?Cheers,Alex

And don't forget to allow for vacancy. I put 85% in my calcs, but I have no experience to back that up or otherwise.

Thanks for that Lina, and I didn't even spot the typos until you pointed them out.I think the FHOG is an important part of our strategy, and reno is where we made our existing capital so no strangers to it, though that was overseas. I'm still a bit confused about the best way forward though – the home we will ultimately live in will cost more than…[Read more]