Forum Replies Created
YES, enjoy the journey.
It is the journey that counts not the level of the step one arrives at.
And what about status?May God prosper you always.[biggrin]
MarcAgreed.
The question posed to the panel on the SBS program was, if Status is a measure of success.
I said it is not and gave my opinion.
Mr Rogue here seems to think that by giving my opinion and despite clearly stating that it is only my opinion, I imply I am right you are wrong.
[baaa]Perhaps you want to tell us if you think status is a good measure of success.
Alternatively, if you prefer, to answer what do you think is success, this last one being purely subjective.May God prosper you always.[biggrin]
MarcOriginally posted by aussierogue:marc 1
yes you are right – im riddled with insecurities and anxieties. but to me thats part of being human – i havent met anyone who isnt. as one of my fabourite authors kurt vonnegut once said ‘if you dont suffer from anxiety, you either have your head in the sand or you are a master of self deception.
im gonna take a chance here and tell you that i am successful however using your definition of success. i have a few degrees, i run a trading company here in melbourne for a large multinational asian firm, and my salary is closer to 200 than 100. but i can tell you that all this so called achievement doesnt mean ‘that much’ in the scheme of things.
and ive also seen the other side. spent alot of time in the 3rd world incl bangladesh and i can tell you that if after meeting a beggar on the street i was to try and help them by regailing them with one of your stories about ‘loser mentalities’ and ‘visualising greatness’ they would look at me with the same sense of blankness with wch i read your messages.
no personal attacks here mate
Clap clap clap . . . relevance to my original post before your personal criticism?[blink]
Zero.May God prosper you always.[biggrin]
MarcOriginally posted by Michael R:Marc – less arrogance [or ignorance?] and some substantiated input would be welcome.
I will add that I find your reference to others posts/dialog lacking “meat” very amusing.
I for one – and I am sure there are others, find your mere rhetoric severely lacking in any substance whatsoever, needless to say avoiding the topic in question. And I am not only referring to this post.
— Michael
And the topic is?[blink]
May God prosper you always.[biggrin]
MarcI would gladly engage in a debate with you on this or other topics dear rogue, this is not your first attempt. I would do so if you offered any sort of response, opinion, or logical sequence of thoughts on the subject in question, rather than attempting to turn this into a match about who has the biggest attribute.
After all my disclaimer is clear, “this is only my opinion”, and not “I am right” as you falsely suggest.
Personally, I find your usually speedy and snappy responses cute, but lacking, how should I say… ‘meat’?
You obviously dislike me; perhaps I trigger some ancestral memory, or parental conflict? A teacher that you dislike, a brother that blocked your sun? A neighbour with a nicer car or other enviable accessories?Multi te laudant: ecquid habes, cur placeas tibi, si is es, quem intellegant multi?
May God prosper you always.[biggrin]
MarcYet the debate was on a different line, rather if STATUS is a measure of success.
The author made the absurd proposition that if it is, then success can be achieved by going to a society that is so low in comparative terms that we will achieve instant status and therefore instant success.
I found the panel rather disappointing, some apologetic of their status, others dismissive as if not important but coming through not convincing.
The author himself was disappointing, and how he pontificated that status and (in his opinion), success, is fuelled exclusively by comparison with others and therefore we do what we do to catch up with the Jones next door.
I think that such is a loser’s mentality that tries to label aspirations and ambitions with derogatory labels, to justify his own inaction.
Success is a relative term and should be measured as a function of the talents we have and the environment we are in.
As any relative concept, attempts to define it will necessarily be lopsided.
To say “X is a success because he has this or that or is able to that and the other” without defining X before and after and establishing what X had available and how he made use of opportunities will not give any real picture of X’s success or lack of it.
As for the elusive “status”, I find the idea that status is a measure of success totally inaccurate, since one can clearly have status and be a failure or be successful and lacking status all together.
But this is of course only my opinion.May God prosper you always.[biggrin]
MarcReading this thread I was hoping to find a long string of suggestions on how to MAKE 3800 dollars.
Alternativel I was hoping to read about how to recover 3800 from selling your second car or first car, or stamp collection shares whatever.Honestly to get 3800 from a credit card at 15% or more, sonds a bit reckless to me. How long to recover such ammount? After all it is not that your are buying shares that will increase 20% in two days and that borrowing does not matter . . . .
My opinion only.May God prosper you always.[biggrin]
MarcBrick veneer houses are timber frame houses with a veneer of bricks. Cracks in the brick veneer are cosmetic and will not affect the house.
Having said this, there are not to be disregarded completely. There was a case where a kid hangs a hammock from a veranda post and a hook in the wall. The wall mortar was cracked, the wall was not properly tied to the frame and so the wall collapsed on him, killing him.A more or less vertical crack right trough the brickwork tells of a cracked foundation, a 45 degree crack following the mortar may be due to building or clay shrinking in dry weather, rusting lintel may cause cracks in the upper corners of the window.
A bricklayer can fix the crack by replacing the broken bricks and the mortar, yet that does not fix the cause of the problem. Foundation problems are expensive to repair and require specialists, but unless the house is full brick, no one really bothers with it.May God prosper you always.[biggrin]
MarcWhich: Townhouse.
Why: can be improoved, it is more a house than a box.May God prosper you always.[biggrin]
MarcUhuu . . .what have I done[cigar]
May God prosper you always.[biggrin]
MarcKay, no, don’t give me that much credit please [blush2]
Seriously,… this is not a matter of opinion. It is as hard a fact as describing the cycles of an internal combustion engine. It is not a choice to “work at a conscious level” or not.
Our mind is just built that way, with a conscious and subconscious area.
You can opt for taking control of the part that works in the background (subconscious) or you can ignore it, (what most people do) yet that does not stop it from working, for you, or against your objectives.May God prosper you always.[biggrin]
MarcNow there is a lady after my own heart![biggrin] . . . figuratively speaking of course he he
May God prosper you always.[biggrin]
MarcKay, here is nothing bizarre about it. It is an elementary example as to how our decision-making works. You do not necessarily know what makes you “like” or “dislike” and makes you say yes or no. Do you think people can tell you why they like hot chilly or fish or cesar salad?
You say you don’t know why you liked a purple bath and that is ok, as long as your likes and dislikes work for you.
As far as not having heroes to emulate, that may be so at your conscious level. Subconsciously you value the image of “not having heroes” or “being an anarchist” such image you borrowed from somewhere, and stored for future reference: “This is how I want to be” kind of thing.Your subconscious has no notion of right nor wrong, it just stores and retrieves, that is why it is so dangerous, so powerful, and so useful.
That is my point. Some people mistrust their emotions, because it led them to bad decisions in the past. Others know that they can trust their so-called emotions because these gut feeling lead them to good decisions.
What is the difference between the two? Simple, the information stored and used for decision making in their subconscious mind is different, one is c**p info, the other is good.
It is much better to understand and fish out all those values stored there, and use them to our benefit rather that suppress them.
May God prosper you always.[biggrin]
MarcSince the inception of this “tax driven” thread, I have found 2 +CF properties in NSW that long for a new owner, made an outrageously low offer (20% under listing price) and am waiting for what seems will be a yes. I will have to pay stamp duty when I sell? Hu hu not necessarily, my estate may have to, or perhaps the opposition (?) will remove it
Look for opportunity in stead of security.May God prosper you always.[biggrin]
MarcA beachfront house that was falling apart, listed by an international real estate agent in Vincentia 1997 asked for $950,000 for what was worth 300,000 then, with a lot of imagination.
They did sell it for $700,000 … 6 years later.May God prosper you always.[biggrin]
MarcI suggest you post this on “Help Needed”
May God prosper you always.[biggrin]
MarcInteresting responses.
For the sceptics that doubt the price of the information provided, think again.
What makes information valuable?
It is the result from IMPLEMENTING information that makes it valuable. How many times in your life have you been given very valuable yet free information and you have let it slip through?
Why? because you did not valued the source, either yourself or someone you doubted. Why would anyone give me good information free?Yet when someone offers you something that can make you a bundle if you put it into practice you question its price. I say the price is what will push you to not forget it and to put it into practice.
Valuable information must cost money. And if you think it is wrong to charge “so” much, you better work on those thoughts, because then it is also “wrong” to make a good deal for yourself. If you have a problem with other people’s success you have a problem with yours.
A small-related story:
Besides investing, I am involved with a very successful network marketing company.
When people join, the business they have a choice of joining by purchasing what we call one business centre or three business centres. The results that can be achieved are substantially different yet the company usually has a once a year choice to upgrade your business centres so in theory it is possible to reach the same results with time.Yet we found that all people who start on the cheap, drop out.
That lead us to reconsider the option and we are now not only offering exclusively the 3 BC option
but only the so called professional package that cost in the vicinity of 5 times what one business centre cost.Result? Every one that enters through the big door, has a phenomenal career. Some of my down line are making more money than I am and started a few years ago.
If we don’t value what we do we don’t do it with the heart, we don’t put all our power in it, and it does not flourish.
If you must pay $5000 for a seminar and you have a vehicle to channel all that information, it may just be that you need to give the value the information has, enough to put it into practice full on.
My thoughts only OK?
May God prosper you always.[biggrin]
MarcContact the Department of Veteran Affairs, not Centrelink.
http://www.dva.gov.au/May God prosper you always.[biggrin]
MarcAnother possibility I did not explore because there is not enough information in you post, is that your mum purchases the right to live with you in your home or in another you purchase together and put in your name, that is more adequate, with granny flat, duplex, separate unit whatever.
By doing so, your mum will pay for the right to live in the new accommodation, yet no property is registered in her name only a contract with you. This is called the granny flat rule, is perfectly legal and means a person can spend a reasonable amount of money to buy her right to live in someone else’s property and this money is no longer assessed as an asset, will not be considered gifting and also not deprivation of assets.
There is a limit to how much your mum can pay for the accommodation she gets into, but it is a very generous limit and depends on the value of the property among other things.
I had recently a case where ‘mum’ lived in an old house on a large block of land. She transferred the property to the son’s name who developed the land with 4 townhouses, and gave mum the right to live in one, fully furnished, for life. Mum still has her full pension, lives in a new house with new furniture and pays no services, nor rates. Neat. Before you jump to the phone to ring your mum, work out the figures, there are limitations, and remember that no property must return to mums name or it will be an ordinary transaction.
May God prosper you always.[biggrin]
MarcOriginally posted by wrogers17206:My mother would like to go to a retirement unit but wants to maintain her pension . Her current situation is she has assetts cash/shares about $140,000 and owns a home valued at $350000 . She receives a part pension of $200 per fortnight. She wishes to leave the home and buy into the retirement unit which is approximately $160000 but does not want to lose her pension in case she will need to go into a nursing home in future. Does anyone have any creative solutions to her situation.
If your mother moves to a retirement village, her assets will automatically become 350k + 140k = 490k and lose the pension since the upper limit for the asset test is $306,250
However if she plans to purchase a unit in the village, she has one year until her home becomes an assessable asset. If she spends 160k on the unit her assets will fall to 490k – 160k= 330k, still too high for a pension.
Some alternatives would be to spend a higher amount in the unit, but correct me if I am wrong in believing such units are a very poor investment, overpriced, hard to sell and with fees that would make the commonwealth bank proud (?)
Her predicament is a common one, not too rich not too poor. Does she need to buy the unit? Can’t she just rent it?
She could invest conservativley the 490k in ING at 5.4% for example, that will give her an income of ~27k per year, more than any pension even taking away the rent.As for the time of the nursing home, I would enquire first, as some nursing home are real sharks when it comes to people with some money in the bank. It may be possible to secure the cash in a trust in stead that in her name so that she is a beneficiary and the nursing home cannot get their dirty hands on your mother’s money.
Please check with your Financial Information Service at Centrelink, and with and independent financial adviser (if such thing exists)
May God prosper you always.[biggrin]
Marc
