Forum Replies Created
Richmond, you choose the people you like according to an assessment you make, your perception of others.
You make in this assessment a series of attributions, (there are some very interesting theories about how we make such attributions).
After doing so you will choose the person with the characters you attribute (not necessarily accurately) and match it to your values.
Yet this process is neither conscious nor logical. Just like you don’t know why you like a girl/ lady (don’t know your age) over another, you make friends for reasons you intellectualise but that are probably very far from the real reasons. These reasons reside in the information programmed into your subconscious.
To reject the concept that we make friends according to their status, is understandable since we have been indoctrinated with the idea that there is something inherently wrong with success or high achievement, yet the fact remains that you choose your friends according to the values you attribute to them, and that is the definition of status according to your own scale of values.
Depending on the position of your scale of values on the Gauss Bell “your” status will coincide with the average definition or not.May God prosper you always.[biggrin]
MarcWow Hotshot, nice going![cap]
Si batte la sella per non battere il cavallo…[eh]
May God prosper you always.[biggrin]
MarcThe debt collector agency is Barclays MIS Landlord protection or somthing like that.
See some comments about Barclays and TICA on this link.http://www.rentalhotline.com.au/web/propown/members/downloads/llupdates/llupdate_2000Nov.pdfBeware that Barclays is not insurance, and they have landed in hot water for claiming to insure landlords against rent default.This is a debt collectors agency charging some $80 ( I thought it was $20…better check yourself) per year.
A typical Landlord insurance is MGA for example charging $207 per year. One of the advantages of MGA is that they pay not only the defaulting tenants obligations but keep on paying untill the premises are re-let, and you don’t need a court order to make a rent claim with MGA. For full details, ask your RE agent, most of them work with MGA or Barclays.
Personaly I find CGU better though, one policy for all, less complications and according to my calculations slightly cheaper than two separate policy.
Please blacklist systematically every tenant that has done a runner or that has damaged your property for an ammount higher than the bond.
Use TICA for that purpose or check this one http://www.thelandlord.com.au/May God prosper you always.[biggrin]
MarcHi Gatsby.
You want an avatar?
Nothing easier.
Make sure you are logged in.
Scroll to the post above, (your own) and click on your name.
You will be taken to your “profile”. scroll down and you will find a series of windowns to put information about yourself. one of the windows is a list of avatars. Choose one that you like and voilá, all your post will now have a face.[buz2][fez][thumbsupanim]May God prosper you always.[biggrin]
MarcScreming and Sizzling Duck, the “water car” is a well known hoax. Do a search on Google and you will find web pages willing to sell you plans to build your own. The story about BP and its technology suppression exercise, is thrown in to add colour and attract the masses way of thinking: “Big/rich/successful is bad, small/mediocre/battler/poor is good”
Water is a source of Hydrogen and Oxygen that can be used to fuel any internal combustion engine with some modifications but the energy necessary to split the water molecule is higher than the energy recoverable from the combustion of the gas produced.
Anyone can build a water car, the problem is that it needs a source of energy to produce hydrogen and oxygen, so you either carry a petrol generator or plug into a very long extension cord.
If anyone has the bug for inventions, try to find an energy efficient way to split water. There is a real challenge.
May God prosper you always.[biggrin]
MarcSpot on hotshot…but be careful because this way is how controversy and bickering starts. “I said this not that but you said this and I did not say what you say I said etc[biggrin]
As for landlord insurance, let’s expand a bit.
As far as I know there are three possible ways to insure your income from rent.
One is with one of the big insurance companies that do a home and content plus landlord insurance. One of this is CGU, (NRMA or GIO do not offer this).Second option is to have home and content with NRMA (usually the cheapest), do not forget to insure something for content, like carpet curtains and other stuff that is not a fixture (yes carpets even if nailed and glued to the floor are not a fixture), and have land lord insurance with the many insurance companies that offer this policy. You can ask your RE agent, they usually act as agents for this insurance companies.
Third option is the cheapest. For around $25 per annum you subscribe to a debt collectors company that operates in Australasia that promise to chase the money for the next 20 years.
I did some numbers and the end result was that CGU Landlord and Home and content all in one, was cheaper that NRMA + Independent Landlord insurance
but the difference was not dramatic and perhaps each case is different.As for the last option, it is better then nothing and the fact that they operate trans Tasman is important since in my humble experience, the times we had a runner they ended up running to NZ with 1200 dollars debt from one of my daughters properties. She only had the cheap option and the debt collector was waiting for them there and my RE agent black listed them on a list that is also international.
On the subject of black lists, make sure you consult them and list a culprit that owes you money for the benefit of others. Despite all the [baaa] and arms going up in the air about black lists, people that are listed are so for a very good reason, they did not pay their rent or damaged the property, and being a landlord does not automatically list me on the list of benefactors for society at large or welfare agents.
May God prosper you always.[biggrin]
Marc[biggrin]Yes the quotes are latin quotes.
The expression it’s all greek to me, is also a latin quote that has survivied to this days.Let see how we go …
I hope my request is not an ab asino lanam situation.(Ab asino lanam, trying to get wool from a donky, like water from a stone, impossible).
I want to say, absente reo(in the abscence of the accused), that people have been debating and getting hot under the collar ab aeterno (forever). Now, ab imo pectore (from the bottom of my heart), I am convinced that accipere quam facere praestat injuriam.(It is better to suffer an injustice than to do an injustice)
So Steave, if done ad captandum vulgus (to appeal to the crowd), ad hoc (for a specific purpose), or, ad honorem (for no material advantage), it does not matter to me, what is important is that you can forgive Pisces lapsus calami (a slip of the pen), and show us the spirit of lex fori(law of the forum, originaly the law of the country).
Remember errare humanum est (to err is human), forgivness is lingua franca(french language, meaning the universal language). And . . . Malum consilium quod mutari non potest.(It’s a bad plan that can’t be changed, attributed to Publilius Syrus).
And for you to find:
Multi famam, conscientiam pauci verentur. (Pliny)
…. Yet…Mea mihi conscientia pluris est quam omnium sermo. (Cicero) and I hope so it is for you.As for why am I asking for Pisces re-instatement?
Simple : Justitia omnibus. (Justice for all)May God prosper you always.[biggrin]
MarcFind another PM.
I changed mine because she sent me a statement that stated
Debit=$450 ; Credit=$1350 ; balance $122.40And the explanation was that “the computer does it by itself”. Its not my fault…and this after waiting for 2 weeks for an answer.
PM come for a dime a dozen, are underpaid and sometimes overworked, other times underqualified.
I find that agency that manage 1000 0r 2000 properties couldn’t care less about you, in fact if you call them they get annoyed, you small insignificant person.Find an agent that has 100 properties and that considers you business important.
May God prosper you always.[biggrin]
MarcI hope my request is not an ab asino lanam situation.
I want to say, absente reo, that people have been debating and getting hot under the collar ab aeterno. Now, ab imo pectore, I am convinced that accipere quam facere praestat injuriam.
So Steave, if done ad captandum vulgus, ad hoc, or, ad honorem, it does not matter to me, what is important is that you can forgive Pisces lapsus calami, and show us the spirit of lex fori.
Remember errare humanum est, forgivness is lingua franca. And . . . Malum consilium quod mutari non potest.
PS
If to the above you think: Omnia mihi lingua graeca sunt (It’s all Greek to me)
I would be glad to translate. [wink]May God prosper you always.[biggrin]
MarcHow do we choose our avatars?
As you scroll through the many choices, you will find one that seems OK. Does it mean you can explain why you did so? Sometimes you may sometimes you probably don’t know. Other times you are probably better off not knowing.Our subconcious mind holds memories of every single event in our life from birth to today. Retrieving it may be a problem but they are there allright. And they play a part in our decisions all the time.
Including an avatar.
PS
Steve, could you be a sport and give Pisces back his right to post? I am sure you and others can be bigger than holding on to petty little disputes. We have lost enough good contributors, and this in the very short time I have been around. [thumbsupanim] OK? Yes?[specool]May God prosper you always.[biggrin]
MarcI agree with you both.
Perhaps laziness is too derogatory, I think that in Australia there is a culture of anti-success, (the politically correct term is ‘laid back’)
In addition, the message is preached everywhere you turn. At school you are told to be “what you want to be” University is for “nerds”, a career in the mayor professions is for the wogs, and corporate or business success is for the “greedy”.The culture of “rich is evil poor is virtuous” is so prevalent that it is almost a religion, I call it the poverty gospel, but that is another topic.
I run a successful business in network marketing and one of my fliers, reads:” Rich or poor, you choose”. A customer was reading one of the fliers and told me: ” yes but the poor have a better life”. Now this was a reasonably intelligent person, educated and with a medium position in a company. What would drive him to say such thing? Simple, subconscious programming, he is programmed to think, (like your friends are) that there is something inherently flawed in being successful or (God forbid) rich, and there is some sort of attraction or virtue in mediocrity.
When you start becoming successful, you change your old ways that kept you unsuccessful in the past, and that includes friends, tastes, habits, and even the movies and books you use to like no longer make sense. Such simply means you have changed and are geared towards your goals, don’t let the other crabs pull you back in the basket.
May God prosper you always.[biggrin]
MarcLifeX
Business and pleasure do not mix.
(In this case, it is business and welfare.)
You are in the renting property business. Hire a professional to do the “dirty” work.
If you are inclined to do some welfare, do so at your heart’s content, but stay away form your business with it.My two bob’s
May God prosper you always.[biggrin]
MarcTelstra stations are solar powered in the outback, countless homes are solar powered, street lights, traffic lights, caravan parks, Motorhomes, clocks, calculators, the mind boggles at the ever incresing number of applications for solar power. Power stations is just one more.
Anyway, I think we may want to go back to property investing…. so…
I am considering a farm that is totaly solar powered. The whole of Moreton Island homes in Queensland are on solar power, all but a small group on the North side that is still on a diesel generator.May God prosper you always.[biggrin]
MarcI bought an IP last month (Two flats next to each other) and this month received the RE statement, with some mysterious deductions of $40 each fortnight.
Unto enquiry, I found out I was paying to mow both tenants backyard. In addition, two identical flats, one rented for 130 the other for 110.The reason?
We do not really know, she has been there for a long time, was the answer.Well I thought, if it is going to be painful may as well do it all in one go, like pulling teeth.
So I said, no more mowing and the rent is 130 for both.
The RE agent panicked.
I said wait and see.Both tenants agreed to mow their lawn “providing I can supply a place to keep a mower”.
In addition, the tenant that copped the rent increase came up with a long list of defects, previously concealed. Half the doors did not close properly; the front lock was on the way out, and other minor adjustment of the sort. I secretly welcomed the news, cheap and necessary repairs.The RE agent seems to believe that rent increase can only be the result of some improvement on the place. In this case, the culture was applied in reverse, do not complain about the conditions of the property and keep the same rent.
Lesson:
My properties cost me a lot of money, I want to keep them in tip top condition and I also want to charge top dollars for it, as high as the market allows me and even a bit more.By letting rent lapse for years and years all we are doing is keeping outdated rent prices that badly influence the market, ruining returns for ourselves and the rest of investors. It is like running a shop that sells stock from 3 years ago at 3 years ago prices.
May God prosper you always.[biggrin]
MarcThere is nothing to answer Fern, and you are extremely boring, not to mention misinformed.
May God prosper you always.[biggrin]
MarcTell me just one thing Fern.
How can I have a bee in my bonnet?… conceded bonnet has a be,
I dont have a bonnet,
my car has,
a bee cannot be in the bonnet but under or on it,
in either cases it is unlikely to bother me or the car.
It is the bee that should be worried me thinks…Libenter homines id quod volunt credunt –
(Caesar)May God prosper you always.[biggrin]
MarcI would go A, and offer $210k.
And go B and offer $210k
If you are not embarrassed by your offer, you are offering too much.[blush2]
Now, where did I read that?May God prosper you always.[biggrin]
MarcSo, you are comparing a full-scale coal generation plant or why not a nuclear one, with a midget hobby solar panel on the top of some greenie’s roof are you?
That is a serious comparison is it?You must tell all the businessman who are investing hundreds of millions in wind farming, in convection towers, solar equipment and wave machines to drop everything and keep connected to the grid because it is so much cheaper.
Fortunately some have still some sense of adventure. The rest keeps the money in the bank.
May God prosper you always.[biggrin]
MarcYes, you will always find someone who tells you it won’t work. When they erected the first wind farms, the friends of the birds gathered horrified, stating as matter of fact how the windmills would produce carnage beyond anything imaginable. The bird apocalypses had arrived.[blink]
Yea right.So now, we shouldn’t build any alternative source of energy because we will burn oil to produce it? Now there is some sound logic![baaa]
Who says that changes must have a positive energy balance?
Do you think for a minute that traditional energy sources stay inert and never renew themselves? How much energy is used up to build new diesel power plants? new coal power plants? Moreover, this just to keep on burning the same fuel?Of course, alternative energy is there to be developed, the only reason it is not, is because there is no political will to do so. We are geared towards an intentional energy crisis man made, either for some obscure purpose, or for simple miser commercial interest … or we are simply being doped by the media dogs for other uncertain reasons.
See the irony that the same day solar is announced to be on the agenda, biodiesel receives a 38% excise tax and licensing on the home production.
As for “Solar is only good for hot water systems” I do not think, such statement merits any response at all. Sometimes I think we live in the dark ages down under. Should go and visit Europe from time to time, they make good coffee there.May God prosper you always.[biggrin]
MarcYes you can eliminate your power bill and even get paid … if you are one of a hand full of rich excentrics that do it for fun. Start proposing this in any serious numbers and see the activity taxed out of existence, unless… it is part of a re election campaing.
The above is a feasible energy solution and it would be easy to legislate that every new house must be self sufficient in energy through solar pannels built on the roof. Would probably add 5% to the overall cost wich such demand technology would get even better.
This very fact is blatant proof that there is no crisis. And if there is one we will have to wear it becuase “they” want it to happen and you and me will not stop it.
May God prosper you always.[biggrin]
Marc
