Hi i am very confused about this whole issue. I am married and have two kids and i am the only working individual in family my wife look after my business and i am in high risk profession. I currently have discretionary trust and Trustee Company of which my wife is director and i have my own personal company. I have my principal home on joint name and one property on trust name and i am looking for changing my personal home and shifting close by to my kids school.

My accountant advise me to buy new property  on trust name which i am planning to stay for as long as my kids study in that school or may be keep it for my kids for future. My worry is CGT here over the period of time because i am investing a lot for this home.

second advice given to me is to go for property trust from one acc.

third advice is make family trust separate and practicing trust  separate.

I have hell lot of  loan but i am comfortably able to furnish that.

I don’t know what to do ,whom to listen.    Please advise me and suggest me.