Real Estate Finance and Property Investment Strategies

The Home Loan Process in 2019

The home loan process can be a daunting task for consumers, and the ever-changing goalposts the finance industry faces is making the process more and more difficult for Mortgage Brokers and lenders alike.Being in the industry for more than 10 years and livingRead More...

Christopher Berry

March 6th, 2019

How To Finance Investment Property - Articles

Answering Your Questions About Home Loan Refinance

Should I Refinance? This is the most commonly asked question I receive during my appointments.Am I missing out on anything by staying with my current lender? How does refinancing work?I am going to run through these questions and help you decide if refinancingRead More...

Christopher Berry

February 4th, 2019

How To Finance Investment Property - Articles

Different Lenders with Different Policies

There seems to be a misconception that lenders offer the same products, policies and their overall lending capacities don’t vary enough to make a difference on a home loan application. This is not the case and the reason why many people give upRead More...

Christopher Berry

September 5th, 2018

How To Finance Investment Property - Articles

Low Doc Home Loans for the Self-Employed

Low documentation or Low Doc home loans are becoming a more favourable product amongst self-employed applicants due to the ease and ability to borrow money without the requirement of having to provide company, trust and personal financials. Low doc home loans are availableRead More...

Christopher Berry

August 7th, 2018

How To Finance Investment Property - Articles

How the Royal Commission May Impact Your Borrowing Power

We have seen some significant changes over the past few months in the policies relating to home loan lending, which is having a big impact on how much investors can borrow. The most significant change is related to how lenders are calculating applicantsRead More...

Christopher Berry

June 4th, 2018

How To Finance Investment Property - Articles

Be Prepared for More Tightening from APRA in the Mortgage Market

Borrowers and in particular, investors, have already been adversely affected by government intervention in the banking sector, but it is not finished yet. The Australian Prudential Regulation Authority (APRA) has signaled that it will soon publish a paper on what it considers banksRead More...

Alistair Perry

July 19th, 2017

How To Finance Investment Property - Articles NEWS: Property Investing and Real Estate In Australia

The Five Ultimate Ways to Generate Cash

There are only five ways to generate cash in a business. I have taught tens of thousands of people around the world, and so far no one has been able to challenge me on this. No one has yet been able to discoverRead More...

Brendan Nichols

July 12th, 2017

How To Finance Investment Property - Articles Misc and Other Fun Stuffs

Why Interest-Only Rates Are Soaring and What You Should Do About It

Interest only rates have risen significantly this year, around 0.5% on average, despite the RBA cash rate remaining stable. This has provoked some unrest amongst investors, many of whom have watched their interest costs rise for no obvious reason. However, for once, thisRead More...

Alistair Perry

July 5th, 2017

How To Finance Investment Property - Articles

3 Things Your Banker Doesn’t Want You to Know

You’re ready to buy your next investment property, so you walk into your local bank branch and sit down with the lending manager. She begins to ask for all sorts of personal information that you would not usually divulge to a stranger. BeforeRead More...

Alistair Perry

June 7th, 2017

How To Finance Investment Property - Articles

What Does the New Levy on Big Banks Really Mean?

As part of the latest federal government budget, banks with liabilities of more than $100 billion must pay a new levy of 0.06% against their funding sources. The affected institutions are ANZ, Westpac, National Australia Bank, Commonwealth Bank and Macquarie Group.For the mostRead More...

Alistair Perry

May 17th, 2017

How To Finance Investment Property - Articles NEWS: Property Investing and Real Estate In Australia