Home loan approval experts please read.

Scenario 2: 

To gain a home loan at say 85% of the loan and 15% deposit.

I have worked as a casual in the same industry (retail), and worked for my current employer for more than 6 months but less than 12 months.  However my annual income for 2009/10 from my current employer is not high.  Therefore I would need to go off my last 2 pay slips once my hours move up to around 35 hours a week.  Will they look at my annual pay slip and say, yes okay, you are earning enough now. Or will they average out my annual pay slip and say, no you haven't earnt enough from this employer over the year.

Thanks for any replies…