bad CREDIT

Viewing 6 posts - 1 through 6 (of 6 total)

aumeow
Participant
@aumeow
Join Date: 2004
Post Count: 11
February 5, 2005 - 2:11 pm
hmm… you guys and girls know how i can find out if i got bad credit and if i do… can i erase it some how!!! coz i think i DOOO!!!!
stopped using my mobile fone and got and new one and i forgot to cancel it and now i got a massive bill!!!
you think i can get a loan if i got bad credit!?!?!
someone help me!!!!
PLEASE!!
-aumeow
Alistair Perry
Participant
@aperry
Join Date: 2004
Post Count: 891
February 5, 2005 - 2:29 pm
Hi aumeow,
Baycorp Advantage is the company that would hold your credit record. Have a look at their web site and you will be able to work out how to access your credit record.
If you have an impaired credit history you can still get a loan, but the rates are higher. I’m not sure but I think you need a larger than normal deposit also.
Regards
Alistair
Mortgage Hunter
Participant
@mortgage-hunter
Join Date: 2003
Post Count: 3,781
February 6, 2005 - 1:11 am
They may not have reached the stage where they have put anything on your CRA. Check it thru Baycorp as suggested.
Cheers,
Simon Macks
Interest Free Home Loan Agent
[email protected]
0425 228 985
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brahms
Participant
@brahms
Join Date: 2004
Post Count: 485
February 6, 2005 - 11:58 am
speak with your previous ‘fone’ provider 9.00am tomorrow – pay them what you owe – pretty simple really.
cheers
brahms
CALL NOW…adults only (boys and girls ask mummy or dad first) ~~ 1900 hot broker ~~
Terryw
Participant
@terryw
Join Date: 2001
Post Count: 16,213
February 7, 2005 - 2:58 pm
Often small defaults for phones etc are disregarded if you have a good reason – forgetting is probably not a good reason!
Terryw
Discover Home Loans
Mortgage Broker
North Sydney
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calvin_thirty4
Participant
@calvin_thirty4
Join Date: 2004
Post Count: 556
February 17, 2005 - 12:31 am
try this: http://www.baycorp.com.au/personal_information/free_credit_services.asp?tCountryID=&tUserTypeID=&referer=%2Fpersonal_information%2Ffree_credit_services.asp&fCountryID=1&fUserTypeID=11
It links you to the free CRA report section. Takes about 2 weeks to come. If you want it today, just pay $23 and they’ll email it to you same day.
Cheers
C@34